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• Applying for a Loan?
  If you are considering applying for a loan, ordering a copy of your credit report may well be the best place to start. Why? Because it’s also the first thing a potential creditor will be looking at, and even if you pay your bills on time, you will want to ensure that all the information in your credit file is up-to-date and accurate. Read more...
  
  
• Living paycheck to paycheck?
  Total consumer debt in America is now over $1.4 trillion, and 1.3 million bankruptcies were filed in 1999, up 69 percent since 1990. Not that being in so much company is necessarily comforting. But debt would not be such a terrible concern for our society if people were trained to see it creeping up on them to know what the warning signs of dangerous debt are.  Read more...
  
  
• Do you know what your FICO score is?
  Probably not. But don't fret; you're ahead of the game if you know what a FICO score is in the first place. And yet this obscure figure plays a huge role in determining if you will get that low interest credit card or home mortgage. Read More...
  
  
• Personal finance for women?
  Most of our mothers probably relied on our fathers to handle personal finances, but as the workplace has changed, so have our families. Today, women earn almost as much as men and are sometimes the sole breadwinner in their household. That means it is just as important for modern women to know how to manage their money as it is for them to know how to set a table.  Read more...
  
  
• Simple steps to better bill and debt management?
  On the seventh you realize that you never sent in a payment due on the first of the month. There is no way to avoid the $20 late fee, but to add insult to injury, you now realize you can’t find the pay stub at all. If this is all too familiar a scene, you might simply need a lesson or two in bill organization. Read more...
  
  
• Tried just about every way you can think of to save money?
  You've drastically altered your spending, started up an automatic monthly deposit into a savings account and even looked into investing, but somehow your little piggy bank is still empty by the end of the month and you don't know why. Read more...
  
  
• Never thought credit fraud would happen to you?
  Credit fraud is just one of those things, we tend not to think about it until it is too late. But after a quick introduction to how easily fraud can happen - and how easily it can be prevented - you’ll be more aware of the situation and what you can do to prevent becoming a victim. Read more...
  
  
• How to improve your Credit Score.
  A Credit Score model is very complex and will often differ among creditors and for various types of credit. If one aspect changes, your credit score may also change -- but any positive score change largely depends on how that aspect relates to other aspects considered by the model. Read more...
  
  
• Learning and saving best ways to invest in your future
  I've accumulated a nice little sum in my savings account over the past year, and I've decided the best way that I can serve my future is to invest it. I want to do a good job with my hard-earned moola, so I decided to do some research. Read more...
  
  
• Internet banking has revolutionized your checkbook
  How would you like to not have to deal with bill after bill, month after month, worry over payments lost in the mail, and apprehension over whether or not the math in your checkbook register is correct? Your day has come...Internet banking has revolutionized the way we are managing our paychecks, bill payments, and account reconciliation. Read more...
  
  
• Identity theft requires swift action by victim
  Some figures estimate that 50% of identity fraud occurs after you find out that your identity has been stolen. That's because credit card bureaus don't always offer assistance in a timely manner. One in nine I.D. theft victims are arrested for grand theft auto after a thief purchases a car in their stolen name. Read more...
  
  
• College savings requires dedication as parents.
  The first thing you must commit to do is regularly set aside money for college. Most students pay for higher education through a mix of savings and financial aid, which may include scholarships, grants and loans. Try to set a specific dollar amount that you will put away each month for little Jimmy or Suzie’s educational goals. Keep this money in a savings account designated only for educational purposes. Read more...